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Information about Pre-Filing Credit Counseling and Post-Filing Debtor Education
Individuals who plan to file bankruptcy must get credit counseling from a government-approved organization within six months before they file. They must also complete a Personal Financial Management course after they file in order to obtain their bankruptcy discharge. You can read the FTC's brochure about it here: http://www.usdoj.gov/ust/eo/bapcpa/ccde/docs/FTC_Consumer_AlertCC.pdf

Approved Pre-Filing Credit Counseling Agencies:
http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm

Approved Providers of Post-Filing Personal Financial Management Courses:
http://www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm

General Bankruptcy Resources:
Find Certified Bankruptcy Attorneys at American Board of Certification
http://abcworld.org/

National Association of Consumer Bankruptcy Attorneys
http://www.nacba.com

American Bankruptcy Institute - The latest bankruptcy news and statistics.
http://www.abiworld.org/

United States Bankruptcy Court for the District of Oregon.
http://www.orb.uscourts.gov/

United States Bankruptcy Court for the Western District of Washington
http://www.wawb.uscourts.gov/

United States Trustee Program
http://www.usdoj.gov/ust

Bankruptcy Basics brochure from the United States Courts: http://www.uscourts.gov/bankruptcycourts/BB101705final2column.pdf

Helpful Links :
Free Credit Report:  
https://www.annualcreditreport.com/cra/index.jsp

Car Valuation Guides:
NADA
http://www.nada.com/
Kelley Blue Book
http://www.kbb.com/

Redemption Financing for Vehicles:
If your vehicle is worth less than what you owe, you are entitled to "redeem it" by paying your lender the amount the vehicle is worth in one lump sum rather than the amount you actually owe.    Because most people are not able to pay a lump sum, they need to finance it.   The sites listed below are operated by companies who provide that type of financing.   Snyder & Associates does not endorse any particular redemption lender, these sites are provided for informational purposes only:

722 Redemption
http://www.722redemption.com/

Redemption Financial Services
http://www.freshstartloans.com/fslc/home.asp


 
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